A step-by-step guide: How to apply for a salary loan

Uploan is an innovative salary lending company that provides financial assistance to hardworking employees. One of the benefits is providing employees an access to affordable salary loans. 

We are helping you stay ahead of your financial setbacks by giving you assistance for your urgent financial needs such as medical bills, tuition fees, and home and car repairs.

If you’re curious about how we make it happen, you’re in the right place because in this article, we will discuss the process of our loan application.

1. Create an account

The first step in applying for a salary loan is very simple. You will just create your account on our website by clicking the “Apply for a loan” button.

Please note: For a more efficient loan application process, you will be asked to provide your bank details, TIN, and SSS number. So make sure you prepare them upon applying.

You will be redirected to the form that you need to fill out with your loan information including your desired loan amount and term as shown below.

Once you’re done, make sure you tick the box at the bottom before clicking “Get Funds Now.” (See picture below)

Authorization of Voluntary Payroll Deduction and Promissory Note

Uploan is fully committed to protecting the rights and privacy of individuals, in accordance with the Data Privacy Act of 2012.

By ticking the box, the borrower understands that by accepting the terms and conditions, they are agreeing on the Promissory Note and Authorization for Voluntary Payroll Deduction for their employer.

Then, fill out the next form with your work information.

2. Submit the requirements

For the next step, you will need to prepare clear photos of the following and upload it on the form as shown below:

  • Valid Government ID with 3 specimen signatures
    Submit either one (1) of these primary government IDs:

    • Passport
    • Driver’s License
    • PRC ID
    • SSS ID
    • Umid Card
    • Voter’s ID


  • Or two (2) of these secondary government IDs and documents:
    • Postal ID
    • TIN ID
    • PhilHealth ID
    • Voter’s ID
    • Integrated Bar of the Philippines ID
    • PWD ID (with back copy)
    • Barangay Certificate of Residency
    • NBI Clearance
    • PSA Birth Certificate / PSA Marriage Contract
  • Company ID

Submit a front and back copy of your company ID with clear and visible picture and signature as shown below:

  • Two (2) latest payslips

Submit 2 original copies of your most recent payslips
*You may also submit a screen capture if your company’s payroll system is online. See the picture below.

Note: In case of expired primary IDs and missing information, supporting documents may be required. You may check our guidelines on how to properly submit your requirements.

3. Expect our call

For the last step, you don’t even have to do anything but wait for our call. Our loan officers will reach out to you to verify your loan application within 24 hours during the morning or afternoon.

Why should you choose to apply for a loan with Uploan?

Uploan provides financial assistance for your personal and emergency needs where you can get fast, easy and reliable salary loans.

We want the best for our partner employees, that’s why we provide them with the lowest interest rate that starts at 0.5%. We use a credit scoring system to assign interest rates on an individual basis.

Fast: We give you financial assistance whenever you need it, especially for urgent matters. With complete requirements, your funds will automatically be disbursed to your nominated bank within 24 hours.

Easy: You don’t have to worry about loan payment deadlines as well because we have a hassle-free loan repayment process through a salary-linked solution. It is HR- monitored and it is already linked to your payroll accounts. You don’t even have to go to banks and money remittances to pay for your loan.

You can also watch this short video on how to apply for a salary loan.

Are you ready to apply for a loan now? You can start creating your account by clicking the button below.